Net Worth Calculator
Add what you own and subtract what you owe to estimate your net worth.
Inputs used
What is my current net worth?
Scenario links include your inputs in the URL fragment. Anyone with the link can read them. Use hypothetical amounts when sharing.Adjust the inputs to compare possibilities.
What this means
A snapshot, not a spending balanceNet worth is assets minus liabilities. Property and retirement balances may not be available to spend, and estimated asset values can change. Try updating one balance at a time.
Free educational illustration only. Results depend on your assumptions and may not fit your circumstances. This tool does not provide individualized advice; do not use it as your sole basis for a financial decision. Read the financial disclosures.
Use current estimated values and outstanding balances. Avoid counting the same account or liability twice. Entries are not saved or linked to accounts.
How this calculator works
Net worth = cash + investments + retirement accounts + property + other assets − mortgages − other debt.
Model assumptions: Use current estimated values and outstanding balances. Avoid counting the same account or liability twice. Entries are not saved or linked to accounts.
Model reviewed: October 10, 2026. Outputs are rounded for display; calculations use unrounded values. Defaults and return comparisons are illustrative, not recommended assumptions.
Worked example
The example includes $10,000 cash, $50,000 taxable investments, $150,000 retirement savings, $400,000 property, and $20,000 other assets. Subtracting a $250,000 mortgage and $15,000 other debt gives estimated net worth of $365,000.00.
Hypothetical example, calculated with this tool’s model; not a forecast or recommended assumption.
Load this example in the calculator ↗Common questions
What is included in net worth?
This tool adds your cash, taxable investments, retirement accounts, property, and other assets, then subtracts mortgages and other debt. Use estimated current values and avoid counting the same asset or liability twice.
Does the calculator track my accounts?
No. It is a snapshot of the amounts you enter and does not connect to accounts or save a financial profile. A shared scenario link includes those amounts; use hypothetical values when sharing.